If I ever get rich and acquire a load of cash (very doubtful perspective!), I don’t believe that would change a lot in my life: I’d probably get rid of it, the same way I was doing it till now.
The human moral character could be measured – among other things – by the depth of one’s religiousness. It’s hard to live in modern society, and not be religious. Either that or to be of “poor moral character”, like me.